FLORIDA COMMERCIAL
The lineup you know.
Now built to grow.
400+
BOP CLASSES COVERED
480+
PROPERTY-ONLY BOP CLASSES
15M TIV
PER BUILDING (CP) & PER LOCATION (BOP)
All 67
FLORIDA COUNTIES
A broader Florida commercial lineup—lower rates, higher limits, and statewide availability across all three Commercial products.
SURE BOP AT A GLANCE ¹
Broader appetite.
Bigger book.
RATES
10% Lower on
New Business
More competitive pricing on package accounts—win the quote without leaving liability on the table.
LIABILITY
New Business
Income Limits
High hazard locations now up to $250K, with maximum limits available everywhere else.
APPETITE
7 Industries,
400+ Classes
From offices to lessor’s risk only (LRO), from habitational to restaurants, BOP has you covered.
CAPACITY
$15M TIV
per Location
No policy aggregate and room to write the accounts you’ve been holding back.
DEDUCTIBLES
3% Min Hurricane for High Hazard
Lower hurricane minimums and higher AOP options to shape a policy the insured will actually sign.
LIMITS
$10M Building Limits in Broward & Miami-Dade
Increased building limits for Broward and Miami-Dade with habitational risks now eligible.
SURE PROPERTY-ONLY BOP AT A GLANCE ¹
Property only.
No workarounds.
HOW IT WORKS
Remove Liability in One Click
Quote property-only in seconds—no workarounds, no phone calls.
APPETITE
400+ Existing Classes Available, Including 80+ Newly Added
This monoline, property-only solution excludes liability coverage, retaining eligibility for all existing classes while expanding the appetite by 80 additional classes—such as nail salons, bars, auto repair/body shops, and car washes.
SAME TERMS
BOP Capacity & Deductibles Apply
Property-Only is a standout feature of the traditional BOP: the same $15M TIV per location, the same deductible options, and the same statewide availability.
GEOVERA COMMERCIAL PROPERTY AT A GLANCE ²
Commercial Habitational, Residential Program.
CAPACITY
$15M TIV per Building
Bigger schedules and single-carrier solutions—no need to layer for mid-market accounts (up to $25M on an exception basis).
RATES
23% Rate Decrease
An average rate decrease of 23% is effective immediately.³
APPETITE
Condo & HOA
Purpose-built commercial residential coverage for condos and HOAs, coastal risk included.
COVERAGE
Basic, Broad, & Special Form
Coverage options you can customize.
PAYMENT
Flexible Payment Plans
Payment plans built to help win the policy.
AVAILABILITY
All 67 Florida Counties
Full statewide availability, including Broward and Miami-Dade counties.
THE FULL LINEUP
Three ways to write Florida Commercial.
SURE Property-Only BOP
Property coverage,
no liability needed.
SURE BOP
Property and liability for the everyday Florida commercial account.
GeoVera Commercial Property
Commercial residential coverage for condos, HOAs, and coastal schedules.
Contact your sales manager for appetite and eligibility.
Ready to grow your book in Florida?
Schedule a meeting with your sales manager to see how the lineup fits into your pipeline. If you’re already enrolled with us, be sure to visit our Agent Portal for more details about these products.
Marc Hatcher
Commercial Sales Manager
Marc.Hatcher@SageSure.com
(448) 500-1536
This product is offered by the insurer on a surplus lines basis. Coverage may only be obtained through a duly licensed surplus lines broker such as SageSure. Any descriptions herein are meant as summaries only, and may not include all terms, conditions, and exclusions of the policy described.
This product is offered by the insurer on a surplus lines basis. Coverage may only be obtained through a duly licensed surplus lines broker such as GeoVera Advantage Insurance Services. Any descriptions herein are meant as summaries only, and may not include all terms, conditions, and exclusions of the policy described.
Numbers stated are the average overall impact. Actual rate may be higher or lower depending upon individual risk characteristics.
SageSure Insurance Managers LLC (CA Lic #0I67524, MA Lic #2028361, TX Lic #1966149) is domiciled in Florida, has its principal place of business at 101 Hudson Street, Ste. 2700, Jersey City, NJ, 07302 and does business in CA as SageSure Managers Insurance Agency LLC (SageSure). GeoVera products are available through GeoVera Advantage Insurance Services, LLC (“GVAIS”) (CA Lic #0I01644, OR Lic #100171126, WA Lic #800438, FL Lic #L076373), domiciled in Delaware. GVAIS and SageSure are licensed property casualty insurance agencies in the states in which the listed products are offered. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. Insurance coverage, terms, and conditions may vary, and eligibility for coverage is subject to underwriting approval. All policy terms and conditions apply. Rates and premiums are based on individual circumstances and may change over time. Any estimated premium savings are based on the application of discounts which are subject to availability and qualification. GVAIS and SSIM receive compensation based on premiums for the insurance policies sold.